Peer-to-Peer Lending and Credit Risk Assessment Finance Fintech Assignment Solution Answers - University Garduate/Masters Level


Background: Peer-to-peer lending platforms have disrupted traditional lending models, but they face unique challenges in assessing credit risk. In this assignment, you will study a case of a fintech P2P lending platform and its credit risk assessment methods.

Tasks:

  1. Analyze the credit risk assessment techniques used by the P2P lending platform, including data sources, scoring models, and loan origination processes.
  2. Evaluate the effectiveness of the platform's credit risk assessment in mitigating defaults and loan losses.
  3. Investigate potential challenges in assessing credit risk for P2P lending platforms and propose innovative solutions.
  4. Discuss the impact of credit risk on the profitability and sustainability of P2P lending platforms in the fintech industry.
 

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